Supplementing Retirement with Life Insurance
Many life insurance companies are promoting the idea of using life insurance as a retirement supplement: This idea can make sense in certain cases. Advantages of whole life First of all, a word about...
View ArticleWhich Is Best: Long-Term Care Riders or Long-Term Care Policies?
The necessity for some form of long-term care protection as we get older is not, nor should it be, in dispute. People are living longer, and the statistics for both the likelihood of needing LTC at...
View ArticleBuy Term & Invest vs. Buy Perm & Life Settle?
An age-old debate has gone on amongst life insurance buyers, their various advisors and life insurance agents – is it better to buy Permanent Life Insurance or buy Term and invest the difference? More...
View ArticleVirgin Advisor Scores 5 Times in Just One Month!
I’ve seen virgin after virgin and even some guys that have been around the block a few times, get a lot luckier by knowing just two things… about life insurance. Guys that have never sold a life...
View ArticleThe Level Premium Concept: The Basis for Cash Value Life Insurance
One problem with life insurance is that as one ages, increasing mortality costs increase the cost of insurance. To make life insurance affordable over the lifespan, insurance companies created the...
View ArticleHow to Market and Sell Cash Value Life Insurance
Five years ago, in anticipation of the current meltdown of the economy, we wrote a series of articles about how you can make your life insurance sales career ‘Recession Proof!‘ We think many of the...
View ArticleThe Case for Whole Life Insurance
There are many life insurance products on the market today that address a range of consumer needs. However, we must remind ourselves of the advantages that whole life insurance offers our clients....
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